Summary: 700Credit Breach
Accounts impacted: At least 5.6 million individuals
Breach occurrence date: October 2025 (data accessed between May–October 2025)
Added to breach breakdown: December 2025
The Breach Breakdown
700Credit, a Michigan-based provider of credit checks and identity verification services for auto dealerships nationwide, disclosed a major data breach involving unauthorized access to its systems. An unidentified attacker accessed sensitive consumer data over several months. Michigan’s attorney general reported that the attacker accessed personal data collected between May and October 2025. 700Credit has not released technical details about the intrusion.
Information Exposed
According to state reports, the exposed data may include:
- Names
- Home addresses
- Dates of birth
- Social Security numbers
The breach affects millions of consumers whose information auto dealers submitted through 700Credit’s platform.
Why This Is Risky
The sensitive data exposed in the 700Credit breach creates long-term risks, including:
- Identity theft and credit fraud
- Unauthorized account or loan creation
- Tax and government benefits fraud
- Targeted phishing and impersonation scams
Because Social Security numbers cannot easily be changed, the consequences of a 700Credit data breach can persist for years.
What You Should Do Now
If you believe you may be affected by the 700Credit data breach:
- Place a credit freeze or fraud alert with major credit bureaus
- Enroll in any available credit monitoring services
- Review credit reports for unfamiliar activity
- Watch for phishing emails, calls, or texts using personal details
How OptMsg Helps
- Advanced Email Filtering:
OptMsg automatically detects and blocks phishing emails before they reach your inbox—helping prevent scams that exploit data leaked in the Landmark Admin breach. - Encrypted Messaging:
OptMsg’s encrypted messaging service ensures your sensitive conversations between OptMsg users remain private, protected from unauthorized access. - Privacy-First Platform:
OptMsg never tracks, shares, or monetizes your personal data, giving you peace of mind in an increasingly surveillance-heavy digital world.
Why It Matters
The 700Credit breach highlights the growing risks tied to centralized financial data. A single incident can expose millions to lasting identity and financial harm. Proactive privacy protection and secure communication tools are now essential.
Protect your data with privacy-first communication from OptMsg.
